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The Value of (Employer Subsidized) Health Insurance
I am going to tell you a story. A story about my own personal experience with open market health insurance, as it relates to my son, who was born on July 20, 2015. My goal here is not to bemoan how much my wife's pregnancy cost us, nor to make a comment on the validity of Obamacare, but rather to emphasize the value of employer-paid health insurance as part of an overall compensation package. Like most of the country, I had employer subsidized health insurance for the much of my professional life. And, like most of the country, I didn't pay that much attention to the benefits, and the real costs associated with what I was being offered. I focused only on cost to me, and the out of pocket costs I would have to bear. As a young family, we...
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The Financial Impact of Maternity Leave
In the news this week was an article about a ground-breaking new benefit offered to employees of Virgin Management in London and Geneva. Employees who have been with the company for two years or more may take up to one year (yes, you read that right), of family leave when becoming a new parent (fathers and adoptive parents included) to get to know their new child. As if this wasn't good enough, there is more. Not only are they entitled to a year of family leave, but they will be paid 100% of their base salary during that time. I know...I fell out of my chair too. When asked about it, Richard Branson, Virgin's founder, said "As a father and now a granddad to three wonderful grandchildren, I know how magical the first year of a child's life...
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 Securities offered through American Portfolios Financial Services, Inc. Member FINRA/SIPC (FINRA/SIPC). American Portfolios Financial Services, Inc. and American Portfolios Advisors, Inc. are not affiliated with any other named business entities mentioned.

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